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We are the UK's leading independent authority on pensions and retirement policy. We conduct rigorous, impartial evidence-based research that shapes better retirement outcomes.

Reports and Briefing Notes

Do Pension Savings Pay? Assessing the Interaction Between Housing Benefit and Private Pension Savings for Older Renters

Published on Wednesday 29 July 2026, The Pensions Policy Institute (PPI) launched a new research output, Do Pension Savings Pay? Assessing the Interaction Between Housing Benefit and Private Pension Savings for Older Renters, exploring how modest private pension savings interact with Housing Benefit entitlement for older renters.

The research, sponsored by Independent Age, examines how different levels of private pension savings affect Housing Benefit eligibility and retirement incomes, identifies where the interaction between pension saving and means-tested support is most significant, and considers how potential changes to Housing Benefit rules could affect retirement outcomes and incentives to save.

 

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