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Do Pension Savings Pay? Assessing the Interaction Between Housing Benefit and Private Pension Savings for Older Renters
A research report by the UK's leading independent authority on pensions and retirement policy
Housing Benefit rules offer weak pension saving incentive as renting in retirement grows
- Current system reduces or removes Housing Benefit entitlement for 330k otherwise eligible pensioners with private pension income, at an average £50 weekly reduction.
- Housing Benefit spending may increase by £3.4bn by 2044 reflecting a 14% fall in home ownership rates.
For immediate release - 0900 Wednesday 29 July 2026
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Posted by Sam Eccles on