We are the UK's leading independent authority on pensions and retirement policy. We conduct rigorous, impartial evidence-based research that shapes better retirement outcomes.
Reports and Briefing Notes
Final Report - From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners
The Policy Challenge of Saving for Low Earners
Published on Wednesday 22 July 2026, The Pensions Policy Institute (PPI) launched the final report in this series which brings together the findings from the full research programme, exploring how automatic enrolment and wider UK pensions policy affect low earners throughout their working lives and into retirement, and highlighting the policy options that could improve later-life outcomes.
The From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners series has been funded by a grant from The Nuffield Foundation. The project will run until summer 2026 and consist of five individual outputs.
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Part One - From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners
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Part Two - From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners
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Part Three - From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners
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Part Four - From Payslip to Pension: Life Course Impacts on Retirement Saving Among Low Earners
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