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Reports and Briefing Notes
The role of Collective Defined Contribution in decumulation
The Pensions Policy Institute (PPI) is today releasing an Independent research report, "The role of Collective Defined Contribution in decumulation'
This report, The role of Collective Defined Contribution in decumulation, explores the trade-offs in how a decumulation Collective Defined Contribution (CDC) pension scheme may operate under the environment currently envisaged in the UK.
The PPI has previously modelled and published work focussing on CDC during the accumulation phase, and in understanding what lessons could be learnt from other countries who already have CDC. It is felt that little has been done to explore the post-retirement space specifically to answer: How could a CDC-style decumulation-only solution work, what would be the pros and cons and the likely member outcome?
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