Skip to main content Skip to footer

The PPI is an INDEPENDENT educational, not-for profit research institute. We undertake rigorous research from a neutral, long-term perspective

Briefing Notes

Briefing Note Number 130: Set for life? – Guaranteed incomes in retirement

The Pensions Policy Institute (PPI) is today publishing Briefing Note Number 130: Set for life? – Guaranteed incomes in retirement authored by Dr. Mark Baker, PPI Senior Policy Researcher. The Briefing Note, kindly sponsored by: B&CE, Providers of The People’s Pension, Hymans Robertson, Phoenix Group, Retirement Line and State Street Global Advisors, explores the current state of the UK guaranteed retirement income market, published ahead of a major piece of new research into when is the ‘right’ time to annuitise scheduled for a September release.

This Briefing Note also looks at how the annuities market has changed since the introduction of pensions flexibilities in 2015 and expands upon a similar Pensions Policy Institute (PPI) publication from 2021. The role of guaranteed income products has changed as people have taken the opportunity to access their Defined Contribution (DC) pension pots in a variety of ways, and this Briefing Note sets the scene for a future publication that examines the role guaranteed income products might play in future, and whether there will be optimal times and methods of accessing guaranteed income for people with different characteristics.

Join our mailing list

Signup to receive all the latest news from the PPI

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it. Find out more here