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Briefing Notes

Briefing Note 86 - Defined Benefits: Today and Tomorrow

This Briefing Note is the first in a series on Defined Benefit (DB) pensions in the private sector. This note explores:

  • A brief history of DB pension provision in the private sector in the UK;
  • The complex set of factors behind the decline in DB provision;
  • The challenges facing sponsors, trustees, government, regulators and members;
  • The options available to sponsors, trustees, government and regulators to help schemes facing challenges.

This Briefing Note was sponsored by Mercer and was supported by a roundtable discussion attended by representatives from Government and industry. We are grateful to Mercer and the roundtable attendees for their support in producing this note.

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