Executive Summary

We are the UK's leading independent authority on pensions and retirement policy. We conduct rigorous, impartial, evidence-based research that shapes better retirement outcomes for everyone.
The report draws heavily on new qualitative research conducted by Bdifferent exploring employer’ reactions to two new initiatives that Her Majesty’s Treasury is considering:
The report is sponsored by LV=. Sponsorship has been given to help fund research, and does not necessarily imply agreement with, or support for, the analysis or findings from the project.
Chapter one provides an overview of levels of provision of financial advice by employers, and explores specific examples of employer provided financial advice and education.
Chapter two shares the findings of new qualitative research with employers, which explores, in depth, their attitudes towards the provision of financial advice in the workplace.
Chapter three discusses the implications of these findings in terms of the provision of financial advice.
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