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The PPI is an INDEPENDENT educational, not-for profit research institute. We undertake rigorous research from a neutral, long-term perspective

Reports and Briefing Notes

An evaluation of the White Paper state pension reform proposals

The Government published its proposals for reform of the state pension system in May 2006. The proposals are largely based on the preferred approach of the Pensions Commission, though there are some differences in the detail of the proposals and the timetable for implementation.

This report answers these questions for the White Paper proposals:

  • How much do state pension reforms cost?
  • How do reforms benefit poorer or better off pensioners?
  • How do state pension reforms change eligibility for Pension Credit?
  • How do state pension reforms interact with Personal Accounts?

The paper gives a wider analysis of the White Paper state pension reform proposals than the White Paper itself provides.  In particular, it identifies shortcomings and uncertainties in the reforms which are not shown in the White Paper.


To download the modelling appendices that accompany the paper, please click here.



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