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The PPI is an INDEPENDENT educational, not-for profit research institute. We undertake rigorous research from a neutral, long-term perspective

Briefing Notes

Briefing Note 15 - Can current pension policy be as good as the alternatives?

This Briefing Note examines some of the necessary conditions needed for the current pension policy to be as good as alternative policy reform options for the average new female and male pensioner. Following recently published research by the PPI, two reform options have been selected here as possible pension models:

  • The Citizen’s Pension (CP) 
  • The Higher Basic State Pension (HBSP). 

The analysis suggests that the current pension policy could be as good alternative as other policy option only if people, whenever eligible, claim the Pension Credit and the Guarantee Credit continues to be linked to earnings.  

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