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The PPI is an INDEPENDENT educational, not-for profit research institute. We undertake rigorous research from a neutral, long-term perspective

Introducing the Pensions Primer

Made Possible by Our Supporters 

The Pensions Primer

a guide to the UK pensions system

Explore the Pensions Primer 2025, your essential guide to understanding the UK pensions system.

Whether you're new to pensions policy or seeking the latest updates, the Pensions Primer offers clear, accessible insights into both State and private pension provisions.

Updated annually, it's designed for anyone looking to understand or stay informed about the UK pensions landscape, including policymakers, researchers, educators, journalists, and those with a general interest in how pensions work.

Made possible by the commitment of our Supporters, the Primer remains a trusted, independent resource for those shaping or studying the future of retirement in the UK.

Fully updated as of June 2025, it reflects the current policy framework and all recent legislative changes.

Disclaimer: This guide is intended for informational and educational purposes only. It should not be used to make individual pensions decisions or as a substitute for professional financial advice.

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