This Briefing Note explores people's changing thoughts about pensions and their retirement over time. The aim of the analysis is to understand how their thoughts have changed over the years between 2006 and 2016 and how certain they are of their own future.

The analysis uses survey data collected each year, from 2006 to 2016, by YouGov plc for Scottish Widows. More than two hundred questions have been asked in each survey, which has evolved over time. All the figures in this Briefing Note are in 2016 earnings terms.

This Briefing Note: 

  • Helps us measure how well prepared individuals might feel for retirement.
  • Who are the ‘don't knows’ (the largest single group for each question)?
  • For those that do have a view, how realistic is it, and how this varies by age group and income level?
  • What might be possible interventions to address gaps?


 To download Briefing Note 103, please click here