The rolling out of automatic enrolment into workplace pensions from 2012 will radically change the future landscape of private pension provision in the UK. For many people, contributing at the legal minimum may not be enough to achieve an adequate income in their retirement. There are a number of different policy and industry responses that have the potential to increase contribution rates and encourage people to save more for their retirement

This Briefing Note explores the factors that could affect the adequacy of retirement income and discusses the challenges that individuals and employers may face when increasing contribution rates, along with some policy and industry responses that could help to address those challenges and increase overall levels of saving.

The PPI is grateful to J.P. Morgan for hosting a roundtable to discuss this note. 


To download Briefing Note 68, please click here.