Articles written by the PPI Team

Following changes in regulation and an increasing recognition of the financially-material nature of environmental, social and governance (ESG) risks, we are seeing more schemes engaging with such strategies than ever before and to a greater extent. However, there is still work to be done before we reach a point where all schemes are engaging in a meaningful way. For some, this ...

Master trusts have been a major success story since the introduction of auto-enrolment. As the market matures, providers and master trust users have some new questions to address. To read the full article please click here to visit the REBA website ...

Environmental, social and governance (ESG) risk factors are becoming an increasingly important consideration in pension schemes’ investment decisions. To read the full article please click here to visit Pensions Age website ...

Last month Guy Opperman, the pensions minister, announced the creation of a small-pots working group, tasked with making recommendations for future policy in the area of small deferred pension pots in defined contribution schemes. This follows a Pensions Policy Institute report, sponsored by Now: Pensions and published in July, which examined a number of alternative policy opt ...

Environmental, Social and Governance (ESG) risk-factors are becoming an increasingly important part of the investment decisions that UK trustees and pension providers must make. Not only are the financial implications of ESG factors becoming more apparent to UK investors, but regulation is also guiding them in this direction, at some speed. To read the full article please clic ...

Traditionally, UK price inflation was measured by the Retail Prices Index (RPI). However, perceived flaws led to the RPI being dropped in 2013, in favour of the Consumer Prices Index (CPI) which tends to rise more slowly than the RPI. To read the full article please visti the Portfolio Institutional website ...

Given the complexity of retirement decisions, many people will find it difficult to make choices that best meet their needs over the course of later life. To read the full article please click here to visit the illuminate website.  ...

Covid-19 will have longer-term impacts on future pension-saving behaviour. Increased unemployment and lower earnings now will reduce the capacity for pension saving, leading to lower long-term incomes. To read the full article please click here to visit the Money Marketing website.  ...

Planning for later life requires people to draw on a broad range of skills to make complex decisions about unpredictable futures. In general, engagement with and understanding of pensions and other aspects of retirement decisions are low. To read the full article please visit the Portfolio Institutional website ...

Recent research by the Pensions Policy Institute found that, on average, women in their late 50s in Great Britain have just half the private pension wealth of men the same age (from defined benefit (DB) and defined contribution (DC) savings). To read the full article please click here to visit the Portfolio Institutional website.  ...