Articles written by the PPI Team

Over the last decade the pensions landscape has gone through a great deal of change, with the introduction of Automatic Enrolment, Pension Freedoms and the continued shift from defined benefit (DB) to defined contribution (DC) provision in the private sector. However, the nature of pension saving is inherently long-term and, as a result, policies aimed at increasing pension sav ...

In the world of pensions and retirement, recent years have been characterised by numerous changes in policy and legislation. To read the full article, please click here to visit the Money Marketing website ...

  The Pensions Policy Institute has been at the forefront of an ever-changing pensions landscape since its creation 20 years ago, reveals Andrew Holt. To read the full article, please click here to visit the portfolio institutional website ...

International Women’s Day, marked earlier this month, was an opportunity to celebrate women’s achievements, but also to rally for women’s equality. To read the full article please click here to visit the Money Marketing website. ...

The 2021 Budget announced the freezing of the pensions lifetime allowance at its current level of £1,073,100 for the next five years as a way of reducing tax relief. This means that those with pension savings or entitlement above this level will need to pay additional taxes of 25% in respect of savings above the lifetime allowance. To read the full article please click here to ...

We recently conducted some international comparisons of defined contribution systems in order to support Department for Work and Pensions work around small deferred member pension pots. To read the full article please click here to visit the Money Marketing website.  ...

Following changes in regulation and an increasing recognition of the financially-material nature of environmental, social and governance (ESG) risks, we are seeing more schemes engaging with such strategies than ever before and to a greater extent. However, there is still work to be done before we reach a point where all schemes are engaging in a meaningful way. For some, this ...

Master trusts have been a major success story since the introduction of auto-enrolment. As the market matures, providers and master trust users have some new questions to address. To read the full article please click here to visit the REBA website ...

Environmental, social and governance (ESG) risk factors are becoming an increasingly important consideration in pension schemes’ investment decisions. To read the full article please click here to visit Pensions Age website ...

Last month Guy Opperman, the pensions minister, announced the creation of a small-pots working group, tasked with making recommendations for future policy in the area of small deferred pension pots in defined contribution schemes. This follows a Pensions Policy Institute report, sponsored by Now: Pensions and published in July, which examined a number of alternative policy opt ...