Articles written by the PPI Team

The world is changing, and approaches to investment are changing alongside it. The potential economic consequences of global trends, such as climate change, social movements and increased regulation, are becoming clearer to many investors. However, there is a lack of consensus regarding the financial implications of these factors for investors. Currently environmental, social ...

We at the Pensions Policy Institute (PPI) have been looking ahead not months but decades, in order to see how changes in the way we live life in the future might impact how we save and spend our money. We have also sought to understand how individuals, employers, government and providers might need to change to help people adjust to this shifting landscape. To read the full a ...

Future pensioners will receive the majority of private pension income from Defined Contribution (DC)savings and this has led to an increased focus on DC scheme investment. To read the full article please click here. ...

The recent annual DC trust report from the Pensions Regulator is another indication of how, in a large part thanks to automatic enrolment, Defined Contribution Pensions are becoming the norm for today’s pension savers. The full article can be found on page 18 of the February digital edition of Pension Age.  To read the full article please visit the Pension Age Website.  ...

Last year was full of developments in the pensions world. Defined benefit consolidation, collective defined contribution schemes and the pension dashboards were all the subject of government consultation and policy development. To read the full article, please visit the Money Marketing website ...

Uncertain times for savers   We all know that the world is changing, we just cannot be sure exactly how. In these current uncertain times, we have been looking ahead decades, rather than months, to see how changes in the way we live might impact on the way we save, and how individuals, employers, government, technology and savings providers might need to chang ...

Brexit: What does it mean for private pensions? Let’s talk about the elephant in the room. This is a question the PPI have often been asked, but have so far not had the available evidence to answer. It is very difficult to say what Brexit means for anything, until we are a lot clearer about what Brexit actually means. To read the full article please visit the ...

Solving the lost pensions problem   The recent PPI Lost Pensions Survey suggested that around 6% of uncrystallised pots are held by customers considered ‘lost’, with potentially as much as £20billion held within them. To read the full article please visit the Money Marketing Website. ...

A welcome review of pensions tax relief   The recent announcement in a House of Lords debate that the government will “examine the process for payment of pensions tax relief for individuals” has once again ignited interest in the issue of tax relief for pension saving, although it is fair to say that it has never gone too far away. To read the full article ...

State pension knowledge too low for informed decisions   A lot of recent work in the pensions world has been directed to helping individuals engage with pension saving, to better understand what pension saving they have, how much they might need in retirement and how much they might need to save to reach these target levels.   To read the full article please visit the Money ...