Articles written by the PPI Team

Given the complexity of retirement decisions, many people will find it difficult to make choices that best meet their needs over the course of later life. To read the full article please click here to visit the illuminate website.  ...

Covid-19 will have longer-term impacts on future pension-saving behaviour. Increased unemployment and lower earnings now will reduce the capacity for pension saving, leading to lower long-term incomes. To read the full article please click here to visit the Money Marketing website.  ...

Recent research by the Pensions Policy Institute found that, on average, women in their late 50s in Great Britain have just half the private pension wealth of men the same age (from defined benefit (DB) and defined contribution (DC) savings). To read the full article please click here to visit the Portfolio Institutional website.  ...

The journey to today’s pensions system can be traced back to the first Roman Emperor, who introduced a permanent revenue source for veterans of the imperial army.  To read the full article please click here to visit the Pensions Age Website. ...

On 15 May, the rules governing how some people qualify for Pension Credit changed. Before this date, people in couples, where one person is above state pension age (SPA) and the other person below, would both qualify for Pension Credit when the older person reached SPA.  To read the full article please click here to visit the Pensions Age Website.  To read the full Briefing N ...

One of the most eagerly anticipated parts of the new Pensions Bill promised in the 2019 Queen’s Speech is legislation that will enable Royal Mail to open a new collective defined contribution (CDC) schemefor its employees, replacing their current defined contribution (DC) pension. To read the full article please visit the Employees Benefits Website ...

The world is changing, and approaches to investment are changing alongside it. The potential economic consequences of global trends, such as climate change, social movements and increased regulation, are becoming clearer to many investors. However, there is a lack of consensus regarding the financial implications of these factors for investors. Currently environmental, social ...

We at the Pensions Policy Institute (PPI) have been looking ahead not months but decades, in order to see how changes in the way we live life in the future might impact how we save and spend our money. We have also sought to understand how individuals, employers, government and providers might need to change to help people adjust to this shifting landscape. To read the full a ...

Future pensioners will receive the majority of private pension income from Defined Contribution (DC)savings and this has led to an increased focus on DC scheme investment. To read the full article please click here. ...

The recent annual DC trust report from the Pensions Regulator is another indication of how, in a large part thanks to automatic enrolment, Defined Contribution Pensions are becoming the norm for today’s pension savers. The full article can be found on page 18 of the February digital edition of Pension Age.  To read the full article please visit the Pension Age Website.  ...