PPI Articles

Niki Cleal's article in FT Fund Management on public sector pensions

19/11/2012

Read the Pensions Policy Institute's article for the Financial Times Fund Management on 'Reforms to greatly reduce value of public pensions' ... Read Full Article

Niki Cleal's chapter in Policy Solutions for the Under-Pensioned - Smith Institute pamphlet

01/09/2011

Read the Pensions Policy Institute's chapter on winners and losers under the present state pension system ... Read Full Article

Niki Cleal Soapbox Article for the Actuary Magazine

01/07/2011

Read the Pensions Policy Institute's article on page 8 regarding the effective requirement to annuitise at age 75 ... Read Full Article

The House Magazine article by Niki Cleal on Lord Hutton's Interim report

01/11/2010

The future of pensions in the public sector is currently in the spotlight. Niki Cleal looks ahead to Lord Hutton’s final recommendations on public sector pensions, and predicts that scheme holders and taxpayers will share more of the risk. ... Read Full Article

Article for the House Magazine - Will the Government's pension reforms deliver?

04/02/2008

The Government has set out a wide-ranging package of reforms for both state and private pensions. The question is will these reforms deliver? ... Read Full Article

Article for Pensions Management 'Getting Personal'

01/04/2007

While the introduction of personal accounts in 2012 will benefit certain groups such as the young, others will need advice on whether to opt out. ... Read Full Article

Is the White Paper good for women?

01/05/2006

An initial assessment of whether the White Paper reforms are a good deal for women ... Read Full Article

Policy matters before design

01/03/2006

Although the design details of the NPSS are hot topics, the policy environment into which NPSS could be introduced is the priority ... Read Full Article

Women's pensions: central to the debate

17/11/2005

Why women get less pension than men, and will continue to do so unless there is reform. ... Read Full Article

Can we afford compulsion?

01/09/2005

Better pensions will cost us more, however the system is reformed. ... Read Full Article

BritSaver - filling the auto-enrolment gap?

01/07/2005

A new idea to spread the benefits of auto-enrolment more widely. ... Read Full Article

What should the balance of state and private pensions be?

01/05/2005

The '60:40' switch is unlikely to happen, so how big should state and private pensions be? ... Read Full Article

Pension reform moves a step closer

01/03/2005

As the Government signals it is considering reform, where is the consensus for the future direction of pensions? ... Read Full Article

Is there still a role for contracting-out?

01/12/2004

This article looks at two different approaches to reforming contracting-out. ... Read Full Article

The right questions to get the state in order

01/11/2004

Now that the Government recognises there should be reform of the state pension system, here are some critical questions that should be asked. ... Read Full Article

How much will Pension Credit cost?

01/10/2004

The future cost of Pension Credit is not certain, and this matters for individual and Government planning. ... Read Full Article

How to make pensions boring again

01/09/2004

Can we ever get a political consensus on pensions? This article suggests some possible mechanisms to reduce the influence of short-term politicking on pension policy. ... Read Full Article

Employers embrace later working

01/08/2004

Two recent pension proposals from employer organisations suggest both retirement age and pension age should increase. ... Read Full Article

Could contracting-out be abolished?

01/07/2004

To reform state pensions, contracting-out could be abolished. But what would be the impact? ... Read Full Article

Can property replace pensions?

01/06/2004

Why does investing in property grab all the headlines, and does it mean that pensions are being sidelined? ... Read Full Article

Are we actually saving enough?

01/05/2004

New evidence from overseas suggests people are actually rational savers. ... Read Full Article

Caught in the trap

01/04/2004

Why means-testing pension benefits don't help saving for retirement. ... Read Full Article

What do we really, really want?

01/03/2004

Feedback from experts on what would really make a positive difference to UK pensions. ... Read Full Article

Have the Kiwis got it right?

01/02/2004

New Zealand's Citizen's Pension could work well in the UK. ... Read Full Article

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