PPI Staff
Niki Cleal
Niki is the Director of the Pensions Policy Institute (PPI) with overall responsibility for leading and managing the PPI. Prior to joining the PPI, Niki spent ten years in the UK civil service, initially at the NHS Executive and then at HM Treasury.
While at HM Treasury, she led two independent reviews - the Review of the Actuarial Profession chaired by Sir Derek Morris, and the Review of Business - University Collaboration, chaired by Richard Lambert.
Niki spent a year on secondment to HBOS plc, where she was the research director in the Public Policy Unit and advised HBOS plc on pensions policy.
Niki is an economics graduate of Cambridge University with an MBA from INSEAD.
niki@pensionspolicyinstitute.org.uk
Chris Curry
Chris joined the PPI as Research Director in July 2002. Chris is responsible for the PPI research programme, since joining the PPI he has authored and presented a number of research reports analysing pensions (both state and private), pension reform and personal accounts.
Prior to this, Chris was Senior Economist at the Association of British Insurers where his pension background led to work on the analysis of stakeholder pensions, the Pension Credit and annuities.
Chris started his career at the Department of Social Security (now the Department for Work and Pensions) as an Economic Adviser. Work at the DSS included analytical support for the Pension Provision Group, and working on the subsequent Pensions Green Paper published in December 1998.
chris@pensionspolicyinstitute.org.uk
John Adams
John joined the PPI as Senior Policy Analyst in November 2008, he leads the quantitative analysis and modelling research.
Before John joined the PPI he worked within the Pensions Actuarial Services team at Hewitt Associates, overseeing the modeling of standard and non-standard pension scheme calculations for the consultants to present to the clients. Prior to joining Hewitt he worked for the Government Actuary's Department for 8 years in the Occupational Pensions Directorate, during which time he designed their investment roll-up model and designed models for the use of other government departments.
John has a BSc in Actuarial Mathematics from Heriot Watt and a Post Graduate Diploma in Actuarial Management from Cass Business School.
john@pensionspolicyinstitute.org.uk
Daniela Silcock
Daniela is Senior Policy Researcher and joined the PPI in May 2008 from the National Council for Voluntary Organisations. She leads the PPI qualitative and policy research.
At NCVO she worked as part of the research team and was responsible for setting up a longitudinal survey looking at trends and confidence within the voluntary sector economy.
She has experience of conducting qualitative and quantitative research with the Department of Health and the London School of Economics.
Daniela has an MSc in Social Policy and Planning from the LSE and a BSc in Social Work from San Francisco State University.
daniela@pensionspolicyinstitute.org.uk
Sean James
Sean joined the PPI as Policy Modeller in July 2008 after completing a degree in Actuarial and Financial Studies at University College Dublin. He is continuing to study towards the FIA professional actuarial exams while maintaining and developing the PPI modelling suite.
During his degree Sean completed a nine month internship with Deutsche Bank. Sean's work there involved developing models for correlation and volatility in interest rates.
sean@pensionspolicyinstitute.org.uk
Maritha Goodridge
Maritha joined the PPI as Institute Administrator in June 2005 from the Reaching All People (RAP) Academy. Her responsibilities at the PPI cover all aspects of administration, finance and event planning.
Maritha started her career as a Junior Accounts Assistant at Chrysalis Music and volunteered her time to assist in the administration of a not for profit organisation. She was later employed by the RAP Academy where she worked closely with the CEO and Management Team in constructing life skill programmes for youth workshops, she also managed various projects and youth events within the organisation.
Maritha has an NVQ2 in the AAT (Association of Accounting Technicians) and an NVQ3 in Business & Administration. She has since graduated from Greenwich University with an FdA Business and Management qualification.

